CLEARLAKE, Calif. — Two thousand homes lost and two-thirds of the land burned: The residents of Lake County, a sparsely populated area north of Napa Valley, understand better than most the devastating cost of wildfires in recent years.
Yet few people in Lake County, or in many other fire-prone parts of California, could have anticipated the millions they are now spending this summer on wildfires, even before the first big one ignites.
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